You must obtain a ‘Bankruptcy Counseling Certificate’ prior to filing and a ‘Bankruptcy Education Certificate’ prior to the bankruptcy discharge.
If you are a consumer considering bankruptcy in New Jersey you must obtain a ‘Bankruptcy Counseling Certificate’ prior to filing with a bankruptcy attorney / bankruptcy lawyer. Furthermore, prior to the bankruptcy discharge a ‘Bankruptcy Education Certificate’ must be completed. The certificates can be obtained by completing two very straight forward (multiple choice) exams from the comfort of your home online, or at any local Library with internet access. The course costs $50 which must be paid with a debit card.
For further information please visit:
Give us a call for a free consultation!