23 Dec 2009 12:02 pm
You have rights as a debtor. When you signed your credit agreement or mortgage, you did not sign away your rights. Creditors are governed by strict compliance, consumer credit, and banking laws. They must act fairly and in good faith. This is great news for debtors. Before you think about bankruptcy, think about digging yourself out of debt by fighting for your rights. If you cannot, we can help with your bankruptcy filing.
In this area we work closely with you to uphold your rights. Managing money is only part of the battle. We audit your loan and contract (s) as to delineate your valid defenses and put together a strong legal position. You have the right to renegotiate your debt. This means settling with creditors for cents on the dollar lower interest rates and lower monthly payments. This may also mean modifying your mortgage so that you can settle on payments you can afford and staying in your home. With our help you will be well on your way to standing firmly in the black.
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